See How It Works

You can earn Points for shopping anywhere... online and offline. Why not earn Points for doing all the things you do everyday... Buying gas, groceries and dining out.
You could earn enough Points to redeem for a $10 Gift Card every month!

See The Benefits

• 0% APR for 6 months on purchases and balances transferred now*
• NO ANNUAL FEE
• Free online access to your FICO(R) credit score*
• 30 Second decision process

Plus ...

• 1,000 Points when you use the card the first time within one year
• One Point per dollar no matter where you shop, on- or offline*
• Double Points* when you shop with MyPoints Points-per-dollar merchants.

*See Terms and Conditions for more information about rates, the MyPoints® Rewards Visa® Program and the Double Points promotion. Your actual earnings will depend on your MyPoints activity and card use.

*Terms and Conditions

Rates: Based on eligibility. APR for Purchases and Balance Transfers: 0% first 6 months, then variable (now 11.99% to 23.99%, depending on your credit). APR for Cash advances: Variable (now 23.99%). All rates can go as high as 31.99% (variable) if you pay late, exceed your credit line, make a payment that is returned unpaid. Variable rates are current as of September 2008. Minimum Finance Charge: $1. Balance Transfer Fee: $0 for balances transferred within 90 days of account opening; after that, 3% (min $5, max $75). Cash Advance Fee: 3% (min $10). We may change the terms of your account at any time in accordance with applicable law and the Account Agreement.

MyPoints Credit Card Program: The MyPoints loyalty program, sponsored by MyPoints.com, allows you to earn Points as described in the Program Terms of Service at http://www.mypoints.com/emp/u/terms.vm. Points may be redeemed as MyPoints may specify. MyPoints Visa account holders who establish and maintain a MyPoints Account may earn 1 additional Point for each $1 of net new purchases (new made with their credit card). Your account must be current and not overlimit to receive Points earned using the credit card. This program cannot be combined with any existing Washington Mutual credit card account or with any other Washington Mutual rewards program. The terms of the MyPoints program and the Credit Card Program are subject to change. We will mail the complete Credit Card Program rules to you with your Account Agreement. When you make a purchase to earn Points, keep in mind the terms and conditions above.

Credit Score Access: FICO® credit score availability for new accounts can take up to 90 days from account opening. Scores are generally updated on a monthly basis, depending on credit bureau updates and account standing. FICO credit scores are only available online. FICO® is a registered trademark of the Fair Isaac Corporation.

Double Point Promotion expires 06/30/09. Double Points will be awarded on the first of the month following the month in which Points are no longer Pending. For example, if a purchase is made on June 29 and the Points are Pending until July 5, the Double Points will be awarded on August 1st. Limited to offers up to 6 Points per dollar and not in combination with other Double Point offers.

You'll earn 1,000 Points when you use your MyPoints Rewards Visa card the first time within one year.

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