Insurance Center
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Looking for low cost insurance?
Raise your deductibles
The deductible is the amount of money you have to pay toward a loss before your insurance kicks in. A higher deductible can save you 10% or more a year on your premium.
Ask about discounts
Some examples include good drivers (i.e., accident or citation free for three or more years), good grades for students, reduced annual mileage or even a change in career.
Maintain a good credit score
Establishing a solid credit history can cut your insurance costs. Check your credit record on a regular basis and have any errors corrected promptly so that your record remains accurate.
Consider home additions
Upgrades such as hurricane shutters, a new roof and modernizing your heat, plumbing and electrical systems to reduce the risk of fire and water damage are examples of possible money-savers.
Beat burglers
Adding an alarm or security system can protect your home and provide savings on your premium.
Combine policies
Buy your home and auto insurance from the same insurer.
